Health Savings Accounts

Prepare for the unexpected with tax-deductible contributions, tax-free earnings, and tax-free withdrawals for qualified medical expenses.

First National Bank of Shiner offers Health Savings Accounts. HSAs combine high deductible health insurance with a tax sheltered savings plan. Money from the savings plan can be used for most medical expenses or in meeting your annual deductible. HSAs can reduce health insurance premiums and enable the insured to build up funds to pay out of pocket expenses for small and routine expenses. Federally qualified HSAs are tax-deductible, tax-deferred, and tax-free. You must have an HSA-qualified insurance plan. Contributions to your HSA can be made by either the employer or the employee.

First National Bank of Shiner is not engaged in rendering tax advice. If tax advice is required, seek the services of a tax professional.

Health Savings Account
Minimum to Open
Minimum Daily Balance
Maintenance Fee waived when minimum balance requirements are met
Interest Bearing regardless of balance
Variable Rate
Unimited Debit Transactions
Online Banking
Mobile Banking App
Quarterly Statements
Designated for individuals or employers
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First National Bank of Shiner Health Savings Account Details 

Other Services and Benefits*

Account histories and research • Next day bill pay •  Bank by mail • Online Check Ordering

1The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Visit for details.
*Account must be established and all documentation signed and returned before any deposits are accepted.
**Variable Rate Compounded Daily/Credited Monthly. May change daily. No minimum required to earn interest
***Other services and benefits may incur fees.